House prices in Spain in 2026: what the official data says
Spanish house prices rose 12.2% year on year in Q2 2026, according to INE. What the figure means and how to use it before buying or selling.
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News and guides for buying, selling, renting or investing in Spain. With data, sources in plain sight and clear language.
40 articles
Euribor in 2026: how the rise affects your variable mortgage
Euribor went from 2.954% in August to 3.247% in September 2026. How much the payment changes in a real example and what to check in your loan.
IRAV: how your rent is updated and which contracts it applies to
IRAV is Spain's official index for updating many rents. Which contracts it covers, how the increase is notified and what the latest figures said.
Stressed rental zones in Spain in 2026: where they are and what they mean
At 30 September 2026 there were 317 municipalities with a stressed zone and none in Madrid. What that means for landlords and tenants.
New build or resale home: the differences that matter when buying
Taxes, timing, guarantees and renovation: a practical comparison between buying a new or a second-hand home in Spain.
Property tax surcharge on empty homes: each town hall decides
Spanish law allows a property tax surcharge on empty homes, but each town hall applies it. Examples from 2026 and why you should check your local bylaw.
Why the price per square metre changes depending on who publishes it
Malaga can cost €3,149, €3,938 or €4,651 per m² depending on the source. Why the figures differ and how to read them without confusion.
Buying on the Costa del Sol in 2026: prices and what to consider
Malaga hit record levels in 2026, and Fuengirola and Estepona top €4,000/m² in Idealista data. What to weigh up before buying on the Costa del Sol.
Madrid house prices by district: the gap between Salamanca and Villaverde
Madrid city stood near €6,471/m² in August 2026, according to Idealista. Differences between districts and how to read them before buying or selling.
ICO guarantee for a first home: extended to 2027 and who can apply
Spain's ICO guarantee covers up to 20% of the mortgage for young people and families with children. Requirements, the 2027 deadline and what it does not do.
Tourist flats in Malaga and Madrid: licence suspension and Plan Reside
Malaga suspended new tourist homes for up to three years and Madrid applies Plan Reside. What changes if you plan to buy for tourist letting.
Buy-to-let yield in Spain in 2026: how to do the numbers properly
Idealista puts gross yield at 6.5% and falling. Why that is not your real return and how to calculate it with a step-by-step example.
Foreign buyers in Spain: what the 2026 data says
Foreign demand grew in Q2 2026 while total sales fell. Nationalities, areas and why the figures do not always match.
How much savings you need to buy: the 80% rule and what the Bank of Spain says
Banks usually lend up to 80%. Bank of Spain data, a €300,000 example in Madrid and why costs change your calculation.
Spain's Supreme Court annuls the single short-term rental registry
A ruling of 19 May 2026 annulled the national registration number for short-term rentals. What falls, what stays and what owners should review.
Special levies, lifts and the community: what to review before buying a flat
Lift regulations and accessibility works can bring special levies. What Spain's Horizontal Property Act says and which documents to ask for before buying.
Spain's 2026-2030 Housing Plan: what aid it offers young people
Royal Decree 326/2026 sets out Spain's new Housing Plan. Rental and purchase aid for young people, maximum amounts and why it depends on your region.
Congress rejected the rent extension: what happened to Decree 8/2026
Royal Decree-Law 8/2026 proposed a two-year extension and a 2% cap on rents, but was not validated. What fell away and what question remains open.
Energy efficiency tax deductions for homes in Spain: the 2026 deadlines
Income tax deductions of 20%, 40% and 60% for energy efficiency works, with deadlines at the end of 2026 and 2027. Requirements and certificates you need.
Municipal capital gains tax (plusvalía) in 2026: the two calculation methods
How Spain's municipal plusvalía is calculated when selling a home: objective and real methods, cases with no gain and what happened to the 2026 coefficients.
The end of Spain's Golden Visa: what changed and what is still possible
Spain abolished residency by investment in April 2025. What it means if you want to buy a home and which residency routes still exist.
Tourist flats and owners' communities: the three-fifths rule
Since April 2025 a new tourist flat in Spain needs the building community's approval. Which majority applies and what to check before buying to let.
The 100% tax on non-EU buyers: what was proposed
What the Spanish government proposed on home purchases by non-EU non-residents, who it would affect and why it should not be assumed to be in force.
Fixed, variable or mixed mortgage: how to choose without guessing the future
A practical guide to comparing fixed, variable and mixed mortgages in Spain: the risk in each one and how to test whether the payment is affordable.
Costs of buying a home in Madrid and Andalusia: what you pay on top of the price
ITP, VAT, stamp duty, notary and land registry: the taxes and costs of buying a home in Madrid and Andalusia, with a €300,000 example.
Buying a home in Spain as a foreigner: NIE, bank and taxes
The basic steps for buying a home in Spain as a non-resident: NIE, bank account, purchase taxes and the yearly obligations that follow.
Energy performance certificate: when you need it to sell or rent
What Royal Decree 390/2021 requires on energy certificates when selling or renting in Spain, how long they last and what you must hand over.
Selling your home in Spain: income tax, reinvestment and the over-65 exemption
How the gain on selling a home is taxed in Spain, when you can reinvest without paying and what exemption applies to people over 65.
Buying off-plan in Spain: what to check before handing over money
Licence, guarantee of advance payments, separate account and specifications: what to review when buying an off-plan home in Spain.
The nota simple and other checks before buying a home in Spain
What the nota simple is, how to request it and which other documents to review before paying a deposit: IBI, community debts and energy certificate.
Inheriting a home in Madrid or Andalusia: inheritance tax, deadlines and plusvalía
99% allowances for close family, a six-month deadline and municipal plusvalía: what to review when inheriting a home in Madrid or Andalusia.
The arras contract: deposit types and what happens if someone pulls out
The difference between penitential and confirmatory deposits, what article 1454 of Spain's Civil Code says and what to review before paying a deposit.
Deposit, extra guarantee and agency fees: what you can be asked for when renting
One month's deposit, up to two months of extra guarantee and fees paid by the landlord: the legal limits for renting a home in Spain.
Changing your mortgage: novation, subrogation and fees capped by law
The difference between novation and subrogation, when moving from variable to fixed makes sense and the limits of Law 5/2019 on early repayment fees.
Renting out your home and income tax: deductions and the 50% to 90% reduction
How rental income from housing is taxed in Spain, which expenses are deductible and when each reduction applies since the 2023 Housing Act.
Selling your home and buying another at once: how to coordinate the timing
What to do first, how to make the contract conditional, what a bridging mortgage is and the deadlines that affect main-home reinvestment.
The Building Evaluation Report: how to read it before buying an older flat
What Spain's Building Evaluation Report is, what a buyer should ask and how it affects refurbishment aid in Madrid.
Seasonal lets: what they are and how they differ from a main-home rental
Duration, deposit, purpose of the contract and risks: what distinguishes a seasonal let from a main-home rental under Spain's Urban Leases Act.
Valuation and purchase price: what happens if your home values low
Banks calculate the mortgage on the lower of price and valuation. What to do if the valuation comes in low and how it affects the savings you need.
What it costs to own a home each year: property tax, community, insurance and more
Property tax, community fees, insurance, utilities, waste and maintenance: a practical list of the annual costs of a home in Spain before you buy.
House prices in Spain in 2026: what the official data says
Spanish house prices rose 12.2% year on year in Q2 2026, according to INE. What the figure means and how to use it before buying or selling.
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